Cars > Insurance for those owning Kit Cars, Classic or Imported Cars

Insurance for those owning Kit Cars, Classic or Imported Cars

Car insurance policies can be perplexing as there are a number of insurance companies offering different types of insurance coverage with different policies. Nowadays the UK insurance companies have broadened themselves to guard against almost any conceivable risk to a customer. Among them, insurance cover for those who own Kit Cars, Classic or Imported Cars is one of the insurance types offered by the insurance companies in this country. If an individual decides to buy a car that has not been manufactured in the UK, he has to venture beyond the normally set boundaries of car insurance. This is because an imported car has been built without taking into account the laid down UK build specifications.

There are different types of imported car insurance depending on where you import it from. For example, if an individual wants to import a Japanese sports car, before investing several thousand pounds on the vehicle, it will be prudent to speak to some insurers first and ascertain how much the insurance will cost.Also if you own an imported car, then you will normally have to pay a higher premium than a standard car purchased in the UK. To insure an imported car, one has to provide the insurer with detailed information about the vehicle's specification in order to assess their suitability for the policy. Generally Classic car insurance will usually covers these three categories - Veteran Cars (built before 1903), Vintage Cars (constructed between 1903 and 1933) and Classics Cars (tend to be at least 15 years old). The insurance company usually frames an ?agreed value' for the vehicle prior to issuing of the policy which is the value the customer will receive in the event of the total loss of the vehicle.

Also, the insurer will stipulate the maximum distance that can be travelled in a year. As the condition and scarcity of classic cars differ, it is important that the customer take out a guaranteed agreed valuation while insuring their classic car. Kit car insurance is different from normal car insurance - the difference being that kit cars are made individually and with parts supplied by a manufacturer. Generally, a kit car is an imitation of a popular car and the manufacturer will supply body parts and the frame kit except an engine, wheels, transmission and other vital parts. If the engine of one's kit car is small, the insurance premiums will be less.

You can also reduce the insurance premium by garaging the kit car overnight, fitting security devices, and by building up a no claims discount. The main point to be noted while one applies for a kit car insurance is that he has to declare everything about the car ? if any information is missed or found wrong, the company may not pay your claim..

Jason Hulott is Business Development Director of Protection Insurance. Protection Insurance is an internet based insurance business dedicated to getting consumers the very best insurance rates and the best products. Our product portfolio includes many specialist products such as classic car insurance

Classic Sports Cars

Why do so many people spend so much of their time and money buying old sports cars, and restoring and taking care of them?
Because a classic sports car is like an old tune, a vintage wine or a black-and-white photograph--timeless, priceless and nostalgic. A classic sports car is a ?classic' because it traces its lineage to the first or second generation of sports cars and is at least 30 years old. Cars from the 60s are especially popular due to their flamboyant design and trademark engine roars that call attention to their power.

The Ford Mustang, Chevrolet Corvette, Pontiac GTO, Porsche 911 Carrera, Mercedes-Benz 300SL and Alfa Romeo Monza Spider are a few famous classic sports cars that wowed generations of auto enthusiasts with their sleek tailfins, chrome plating and grilles, bright, happy two-tone colors, jet tube taillights, wraparound windshields and plush upholstery.

Classic sports car collectors either lovingly restore and drive their cars...

Classic Sports Cars
Cars > Classic Sports Cars

Maui Vacation Rental Cars

If you would like to explore the island of Maui on your own time, the best way to get around is to rent a car. Car rentals in Maui are available to anyone over 21 years of age with a valid international driving license. If you don't want to be bothered with the driving, you can ask for a driver at an additional expense. There are many rental companies and all of them offer a 24 hours, 7 days a week, pick up and drop off service at some previously appointed locations.

You can choose from a wide range of models and manufacturers. The charges for hiring the car per day depends on the car you choose.

The rent for the car drops if you hire them for a week or more. As of November 2005, all BMW sedans cost $49 a day and $39 a day, if you hire them for a week or more. Mustang convertibles cost $45 a day and $35 a day if you hire them for a week or more. Chevy Tahoes come at $79 a day or $499 a week. Jeep Wrangler's cost $59 a day or $47 a day if you hire them for more than...

Maui Vacation Rental Cars
Cars > Maui Vacation Rental Cars

Sports Cars for Sale

Sports cars are available for sale through dealers and auctions, and on the Internet. Auctions often advertise bargain prices, which they call wholesale rates. Many such prices are bait to attract unsuspecting customers, who end up paying extras like taxes, money for the fuel already in the car, valet charges and more. Therefore, it is better to exercise a little caution before going in for such ?deals.' You can help yourself by checking out the auction company's credibility, making inquiries about the car's price at other places, examining the car for defects, finalizing a budget for yourself, and familiarizing yourself with the auction procedure by attending other auctions.


If you choose to buy from a dealer you must conduct some research prior to visiting the showroom.

Find out about the car, other dealers who may be offering a better price, and other factors. Test-drive the car before you decide to buy it. Do not discuss your finances with the dealer;...

Sports Cars for Sale
Cars > Sports Cars for Sale